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All Major Credit Cards Accepted!

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Buy Today, Pay Over Time With the Carrier Credit Card

The Carrier® Credit Card* is a convenient way to pay for your purchases. Plus, as a Carrier cardholder you can enjoy exclusive special benefits throughout the year, such as:

  • Special Promotional Offers When Available
  • Open Line Of Credit For All Your Purchasing Needs
  • Convenient Monthly Payments
  • Quick Credit Decision 

*The Carrier® Credit Card is issued with approved credit by Wells Fargo Bank, N.A., an Equal Housing Lender.

Wells Fargo Financing

With approved credit, Wells Fargo Bank, N.A. offers several great options . With these offers you will be able to fix emergencies and still be stable within your financial budget. The offers will be in the form of convenient monthly payments and it can all be handled through an easy-to-use online account management and bill payment options.

  • Revolving Line Of Credit That You Can Use Over And Over Again
  • Special Financing Where Available
  • Convenient Monthly Payments To Fit Your Budget
    Easy To Use Online Account Management And Bill Payment
    .

With the Wells Fargo financing options your other lines of credit won’t take a hit. Your credit cards, home equity line of credit, or a bank account will not be affected. Contact us today to find out more about the Wells Fargo financing options.

Spectrum AC by Microf

Spectrum AC believes that all customers deserve easy and affordable payment options for their heating, cooling and other home improvement needs. A single online application provides real time decisions on several financing and lease purchase options. There are excellent options for all types of customer needs and all levels of credit scores. Spectrum AC is the one stop for getting back to comfort fast.

  • Specialize in lease purchase options for residential replacement HVAC systems
  • Simple Application process
  • Microf’s payment options span from 36, 48, and 60 monthly payments to ownership

Specials and Promotions

Special Financing: 0% APR for 60 Months*

*The Carrier credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. The special terms APR will apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees (such as a late payment fee) or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. Current cardholders should refer to their credit card agreement for details, including APR and applicable fees. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is subject to change; for current information, visit wellsfargo.com/plccterms (PDF).

No Interest if paid in full within 12 months

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.**

**The Carrier credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. However, paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. If the purchase balance is not paid in full within the promotional period, interest will be charged to your account from the purchase date at the APR for Purchases. For new accounts, the APR for Purchases is 28.99%. Current cardholders should refer to their credit card agreement for details, including APR and applicable fees. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is subject to change; for current information, visit wellsfargo.com/plccterms (PDF).

Special Rate of 5.99% APR with Custom Monthly payments***

***The Carrier credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. The special terms APR will apply until all qualifying purchases are paid in full. Monthly payments of at least $2.00% of the purchase balance are required during the promotional (special terms) period. The APR for Purchases will apply to certain fees (such as a late payment fee) or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. Current cardholders should refer to their credit card agreement for details, including APR and applicable fees. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is subject to change; for current information, visit wellsfargo.com/plccterms (PDF).

Earn Up to $2,300 in Rebates
on Qualifying Carrier Systems!

Homeowners can earn up to $2,300 in rebates by purchasing qualifying Carrier systems, including the Infinity® with Greenspeed Intelligence system. Purchase qualifying products between March 3, 2025 and June 27, 2025. Equipment must be installed, and claims submitted by June 27, 2025. Purchase of qualifying products is required. Homeowners must claim rebates at www.carrierincentives.com. Ask your local Carrier Dealer for more details. Promotion terms subject to (1) product availability and (2) change or cancellation without prior notice. No substitutions accepted. Contact your distributor or program admin if you have questions.

Earn Up to $1,700 in Rebates
on Qualifying Carrier Systems!

Homeowners can earn up to $1,700 in rebates by purchasing qualifying Carrier systems, including the Infinity® Series with Greenspeed Intelligence. Purchase qualifying products between March 1 and May 31, 2026. Equipment must be installed by June 30, 2026, and all claims submitted by June 30, 2026. Purchase of qualifying products is required. All 2026 rebates are instant rebates — your dealer will subtract the rebate directly from your invoice at time of purchase. Ask your local Carrier Dealer for more details. Promotion terms subject to (1) product availability and (2) change or cancellation without prior notice. No substitutions accepted. Contact your distributor or program admin if you have questions.